FinanceDebt vs Credit
#RI-69ba70c4·6 months ago·
1
“Choosing between 0% loan and credit card”
What Actually Happened
I chose the credit card for the sign-up bonus
What I wish I knew
"Interest rates after 0% period"
Advice to Someone Facing This Now
If I could tell you one thing
"Consider the long-term costs of credit"
Regret Index
2/10
Positive or neutral outcome.
Would make the same decision again.
Would make the same decision again.
Advice for Someone Facing This
Short, upvotable wisdom. The most helpful rises to the top.
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Finance Category
2,949
Finance decisions logged. Avg regret 4.9/10 across the category.
Same Outcome Band
41%
of Finance decisions land in the settled band the same as this one.
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