“Paying off credit card debt”

Item: Paying off credit card debt
Rating: 5
Author: u_uhtobehonest

What Actually Happened

I've been spending too much on my credit card since 2017, but I'm now paying it off with a new job and stricter budget

What I wish I knew

"I wish I had better insight into my spending habits earlier"

Advice to Someone Facing This Now

If I could tell you one thing

"Use a debit card for shopping and stick to a budget"

Regret Index

5/10

Significant downsides.
Complicated feelings about the outcome.

SettledMixedSevere

Advice for Someone Facing This

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Discussion

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Finance Category

2,949

Finance decisions logged. Avg regret 4.9/10 across the category.

Same Outcome Band

15%

of Finance decisions land in the mixed band the same as this one.