financialCredit Card Debt
#RI-69ba6ffa·4 months ago·
1
“Close credit card to avoid overspending”
What Actually Happened
I've noticed I overspend when having a credit card, even if I pay it off monthly
What I wish I knew
"I should have thought about my spending habits before getting a credit card"
Advice to Someone Facing This Now
If I could tell you one thing
"Consider your spending habits before applying for credit"
Regret Index
8/10
Clear regret.
The downsides outweighed what was gained.
The downsides outweighed what was gained.
Advice for Someone Facing This
Short, upvotable wisdom. The most helpful rises to the top.
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financial Category
1,609
financial decisions logged. Avg regret 5.4/10 across the category.
Same Outcome Band
43%
of financial decisions land in the severe band the same as this one.
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