personal financecredit card debt
#RI-69c91eb9·4 months ago·
1
“to pay off high-interest debt quickly or avoid Bank of America fees”
What Actually Happened
I'm stuck between paying off my 26.74% credit card debt or keeping $500 in a Bank of America savings account to avoid fees
What I wish I knew
"more about credit score implications of transferring debt to a new card"
Advice to Someone Facing This Now
If I could tell you one thing
"consider your financial goals and prioritize accordingly"
Regret Index
8/10
Clear regret.
The downsides outweighed what was gained.
The downsides outweighed what was gained.
Advice for Someone Facing This
Short, upvotable wisdom. The most helpful rises to the top.
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personal finance Category
370
personal finance decisions logged. Avg regret 3.8/10 across the category.
Same Outcome Band
25%
of personal finance decisions land in the severe band the same as this one.
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