Filter & Sort
All decisions
20 MATCHING
Author
@u/Both-Acanthisitta521about 12 hours ago
financialinvestment
"Found cheaper US stock buying options"
Used mgbaba to compare fees on international stock platforms
What I wish I knew
"Checked for FX fees and spreads"
Advice

"Research fees before investing"

2/10 regret
0
Author
@u/NoReception9684about 12 hours ago
financialCar loan
"Financed a car with approved loan terms"
Received rejected loan notification after making first payment
What I wish I knew
"Verify loan terms before signing"
Advice

"Double-check loan details before making payments"

8/10 regret
0
Author
@u/lilgaymingpuppyabout 12 hours ago
financialdebt
"Made loans to escape abusive scenario"
Stuck in debt loop, unable to pay bills
What I wish I knew
"Considered financial implications before taking loans"
Advice

"Prioritize financial stability when escaping abusive situations"

8/10 regret
0
Author
@u/FireFlyLyabout 12 hours ago
financialHousing
"Want to buy a house, lender advised to get a boyfriend"
Lender gave terrible advice, setup for abuse
What I wish I knew
"Never take advice from lenders"
Advice

"Don't prioritize financial security over personal safety"

10/10 regret
0
Author
@u/squidreadsbooksabout 12 hours ago
financialInvesting
"Plan for retirement and emergency fund"
Started saving and investing for the future
What I wish I knew
"Explored investment options earlier"
Advice

"Start saving and investing as soon as possible"

2/10 regret
0
Author
@u/Fun_Bee_26about 12 hours ago
financialCash Back
"Earn cash back with Capital One Shopping"
I earn cash back on purchases through Capital One Shopping, which has been a great resource for me
What I wish I knew
"I wish I knew about it sooner"
Advice

"Try Capital One Shopping for cash back and rewards"

1/10 regret
0
Author
@u/Away_Alpsabout 12 hours ago
financialSpending habits
"can't justify spending money even when I can afford it"
Saved 6k but still can't spend money
What I wish I knew
"How to find a balance between saving and enjoying money"
Advice

"Be mindful of your spending mindset"

1/10 regret
0
Author
@u/Secret-Plankton-8029about 14 hours ago
financialCredit Score
"Maxed credit card during job loss"
Credit card company reported missed payments and charged off, hurting credit score
What I wish I knew
"Credit card company's reporting practices"
Advice

"Verify credit reports and dispute errors"

8/10 regret
0
Author
@u/Rosecoloredwindowabout 14 hours ago
financialTax Split
"Split tax refund with ex after separation"
Split tax refund with ex after separation, now regretting it
What I wish I knew
"How to negotiate tax split without court intervention"
Advice

"Consult a tax professional to determine fair split"

8/10 regret
0
Author
@u/Printitgoneabout 15 hours ago
financialCredit Card
"Forgot to pay credit card 4 years ago"
I forgot to pay my credit card, now it's reporting wrong
What I wish I knew
"To pay my bills on time"
Advice

"Pay your bills on time to avoid late payments"

8/10 regret
0
Author
@u/TopicalKinneyabout 16 hours ago
financialScam
"Signed up for GovTech academy without research"
Paid for GovTech academy, now questioning legitimacy
What I wish I knew
"Done more research before signing up"
Advice

"Be cautious of online courses, research thoroughly"

8/10 regret
0
Author
@u/taa267851about 16 hours ago
financialDebt
"Considering bankruptcy due to financial difficulties"
Lost job, maxed out credit cards, became homeless
What I wish I knew
"To#################################################################################### plan better for emergencies"
Advice

"Create a budget and prioritize debt repayment"

8/10 regret
0
Author
@u/cheejiburgaabout 17 hours ago
financialJob Search
"mom seeks part-time remote work"
looking for options to help with bills
What I wish I knew
"research legit remote work opportunities"
Advice

"be cautious of scams, prioritize legitimate sources"

1/10 regret
0
Author
@u/Miragevector_6about 17 hours ago
financialfrugal shopping
"tried discount produce section at grocery store"
tried discount produce, saved money, had good meals
What I wish I knew
"checked it out sooner"
Advice

"check discount produce in mornings"

2/10 regret
0
Author
@u/GailaMonsterabout 18 hours ago
financialMarket Manipulation
"Traded on Iran strait status"
Lost money on Iran strait trade
What I wish I knew
"Monitored official announcements more closely"
Advice

"Verify official sources before trading"

8/10 regret
0
Author
@u/ProwlingTheDeepabout 19 hours ago
financialRoth IRA
"Contributed to Roth IRA despite potential income limit"
Contributed $600 to Roth IRA in February, now concerned about exceeding income limit
What I wish I knew
"Income limit for Roth IRA contribution"
Advice

"Research income limits before contributing to Roth IRA"

8/10 regret
0
Author
@u/CompanyAny8194about 19 hours ago
financialEmergency Funding
"Need £2k by Monday due to bills and rent"
Chronic illness prevents stable income, rely on freelance writing
What I wish I knew
"Prioritize long-term health over short-term financial gain"
Advice

"Explore alternative income sources or seek financial assistance"

8/10 regret
0
Author
@u/Agent7619about 21 hours ago
financialRetirement Planning
"Switching 401k contributions to Roth 401k to manage ACA costs"
I'm switching to Roth 401k to avoid subsidy cliff in ACA
What I wish I knew
"More about the subsidy cliff and its impact on my ACA costs"
Advice

"Consider Roth 401k contributions to manage healthcare costs in retirement"

6/10 regret
0
Author
@u/Much-Skin-7335about 21 hours ago
financialDebt
"Got into deep debt"
Car got repo’d, I'm in financial ruin
What I wish I knew
"Repayment terms were too aggressive"
Advice

"Be cautious of low payments"

10/10 regret
0
Author
@u/Admirable_Coconut556about 21 hours ago
financialHomeownership
"Can't afford home or apartment despite savings"
Living with mom and struggling with depression after saving for home
What I wish I knew
"Saving for home may not be feasible with limited income"
Advice

"Consider alternative housing options or reevaluate savings goals"

8/10 regret
0