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All decisions
20 MATCHING
@u/bendover12108 days ago · 1 year after
5/10
Mixed

move to Florida for better life

left NYS for Florida to escape debt and snow

What I wish I knew
debt management is harder in new state
FinancialDebt
@u/Careless-Internet-6316 days ago · 1 year after
3/10
Mixed

Start budget tracking with mobile app

I procrastinated budgeting and missed savings goals

What I wish I knew
Free spreadsheets are not for me
FinancialBudgeting
@u/AKAMA19920 days ago · 5 years after
2/10
Settled

cancelled cloud cameras subscription

realized cloud cameras costs exceeded hardware cost

What I wish I knew
how much footage a card holds
FinancialSubscription Costs
@u/MissionCoffee78922 days ago · yesterday after
8/10
Regret

I paid more than I should have

I got cheated by a seller and milk vendor, they took advantage of my naivety

What I wish I knew
to be more cautious and aware of prices
FinancialScams
@u/KaleidoscopeOk5063about 1 month ago · 1 year after
10/10
Severe

ran out of money

Ended up in a homeless shelter after losing job

What I wish I knew
saved more for emergencies
FinancialUnemployment
@u/BuggoBalooabout 1 month ago · 2 months after
1/10
Settled

Saving all cash tips from my weekend gigs

While supporting my partner and pets across multiple side jobs, I strictly saved all my performance tips. I successfully managed our living expenses and accumulated over $300 in savings for the first time in my life.

What I wish I knew
I wish I had realized earlier how quickly intentional cash savings can build up.
FinancialSaving
@u/Hadley_333about 1 month ago · 1 year after
9/10
Severe

feeling overwhelmed by expenses

Salary decreases due to various expenses, fantasizing about escape

What I wish I knew
expenses were this burdensome
FinancialExpenses
@u/JDTulaneabout 1 month ago · 1 year after
1/10
Settled

paid off $122,203.78 private loan

Signed private loans at 19, later consolidated at 5.46%

What I wish I knew
Not to sign private loans
FinancialDebt Repayment
@u/SteakAndGreggsabout 1 month ago · 1 year after
10/10
Severe

filing for bankruptcy

I accumulated $38,090 in debt due to poor financial decisions

What I wish I knew
to prioritize saving and budgeting during my education
FinancialDebt
@u/Educational-Plum5725about 2 months ago · 1 year after
10/10
Severe

laid off in 2025

lost high-paying job, struggled to find new work

What I wish I knew
managed finances better
FinancialJob Loss
@u/useless_prisonerabout 2 months ago · 3 weeks after
8/10
Regret

found $2,400 in dresser

found $2,400 in dresser, can't tell seller

What I wish I knew
should've texted seller immediately
FinancialFound Money
@u/Unfair_Yam_776about 2 months ago · 1 year after
1/10
Settled

Started online business

Made $235 daily

What I wish I knew
Verified opportunity legitimacy
@u/disorganizedmind1about 2 months ago · long-term after
3/10
Mixed

dropping 401k contribution from 12% to 8%

I'm struggling to afford high 401k contributions due to medical expenses

What I wish I knew
considering medical expenses when setting financial goals
Financial401k
@u/Warningsignalsabout 2 months ago · 1 year after
10/10
Severe

facing financial uncertainty

disowned by parents at 17, struggling with college funding

What I wish I knew
more about non-institutional scholarships
FinancialUniversity Funding
@u/MysteriousSecretGuruabout 2 months ago · 1 month after
1/10
Settled

visited local food pantry

Received help from food pantry, new job and improved health

What I wish I knew
Asking for help sooner could've avoided denial
FinancialEmployment
@u/ESNorthernSuburbsabout 2 months ago · 2 months after
10/10
Severe

used Citi account at unfamiliar branch

Someone impersonated a family member and withdrew $10,000

What I wish I knew
Branch cameras and records should have helped prevent this
FinancialBanking
@u/illustratious2 months ago · 1 week after
2/10
Settled

accepted lower-paying job offer

I accepted a lower-paying job to get paid sooner

What I wish I knew
communicate with landlord sooner
FinancialRent
@u/EvilNinja2 months ago · 1 year after
9/10
Severe

tried paying with crypto

Tried paying with crypto, went through multiple swaps, lost money on fees, couldn't make payment

What I wish I knew
paying with crypto is a hassle
FinancialCryptocurrency
@u/Worriedrph2 months ago · 2 decades after
4/10
Mixed

deciding between early retirement and supporting kids

weighing options for retirement and inheritance

What I wish I knew
more about pension benefits and long-term expenses
FinancialRetirement
@u/ExpressDontRepress2 months ago · 8 months after
1/10
Settled

started small business with old tech

earned 5K using iPad for social media work

What I wish I knew
nothing, it worked surprisingly well
FinancialIncome