4 months later later
Full Storyfinancialdebt
"Overwhelmed with debt plans"
Accumulated $25,000 in debt in 2 years due to mental illness, addiction, and poor financial decisions
8/10 regret
1 year later later
Full StoryfinancialCareer Change
"Pursue financial advising without CFP"
Started offering fee-only advising services
5/10 regret
5 years later
Full StoryfinancialStudent Loans
"Pay off student debt early"
Owed $20,000 in student loans, in deferment until 2029
3/10 regret
1 year later later
Full StoryfinancialStudent Loan Debt
"Settling with student loan collectors"
GF has 100k+ of loan debt that has defaulted and is now owned by collectors. We're trying to settle with collectors.
6/10 regret
3 years later
Full StoryfinancialCar Loan
"Refinance car loan to save on interest"
Refinanced car loan, saved 2% on interest, paid $1,000 in fees
6/10 regret
5 years after assault later
Full Storyfinancialpoverty
"I'm barely scraping by"
I'm in constant pain and struggling to afford basic needs
10/10 regret
2 years later later
Full Storyfinancialdebt
"paid off $55k debt"
Paid off reckless debt, feel weight off shoulders
1/10 regret
1 year later later
Full StoryfinancialCredit card debt
"Paying off one credit card by end of month"
Paid off credit card after a year of effort
1/10 regret
1 year later later
Full StoryfinancialStudent Loans
"Selling house to pay for CDL training"
Lost income due to medical issues, fell behind on student loan payments, now in default
8/10 regret
6 years later
Full Storyfinancialretirement planning
"Retiring early next year"
I'm checking my retirement numbers to ensure they're reasonable
5/10 regret
1 year later later
Full StoryfinancialStudent Aid
"Used IBR calculator"
Got low payment estimate
5/10 regret
9 months later
Full StoryfinancialDebt
"Declared bankruptcy due to partner's mental health crisis"
Partner's schizophrenia led to house loss, debt, and financial instability
8/10 regret
5 years later
Full StoryfinancialRetirement Planning
"My parents lack retirement plan"
My parents will rely on social security alone
8/10 regret
1 year later later
Full Storyfinancialdebt
"used autopay for debt"
overdrafted due to unexpected withdrawal
10/10 regret
Fall later
Full StoryfinancialSavings
"Spending $16,000 on a 2-week vacation"
I booked a 2-week vacation despite feeling guilty about spending $16,000
5/10 regret
over a month later later
Full StoryfinancialMerrill Edge
"Merrill Edge hasn't credited cash-in-lieu after ETF reverse split"
Merrill Edge removed shares from my account without crediting cash in lieu
8/10 regret
1 year later later
Full StoryfinancialRent vs Buy
"Renting is more appealing for now"
I'm happy with my small apartment and low rent, but I know some downsides like small space and shared laundry
2/10 regret
6 years later later
Full StoryfinancialNet Worth
"Started tracking net worth in 2019, joined finances happiness in 2025"
Reaching 800k net worth at 26 and 27 after stock vest, high-paying job in tech, and promotions
1/10 regret
4 years later later
Full Storyfinancialincome
"Hit 7 figure milestone"
Reached financial goal despite setbacks
1/10 regret
1 year later later
Full Storyfinancialdebt
"took bad financial decisions"
ended up on €4,000 debt, paid €800 in fees
8/10 regret