personal financeRoth Conversions
#RI-69ba7158
about 1 month ago
1
"Roth conversions may be suboptimal with ACA subsidies"
What Actually Happened
I researched ACA subsidies and determined Roth conversions are suboptimal when subsidized
What I wish I knew
"ACA subsidies shrink with income, acting as an effective extra tax"
Advice to Someone Facing This Now
If I could tell you one thing
"Consider the impact of ACA subsidies on tax rates before doing Roth conversions"
Regret Score
5/10
Significant downsides.
Complicated feelings about the outcome.
Complicated feelings about the outcome.
personal finance Category Average
?%
of personal finance decisions share a similar regret distribution. (Coming soon)
Impact
-
Financial and Psychosocial impact distributions for this subset.
Advice for Someone Facing This
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