personal financeRoth Conversions
#RI-69ba7158·4 months ago·
1
“Roth conversions may be suboptimal with ACA subsidies”
What Actually Happened
I researched ACA subsidies and determined Roth conversions are suboptimal when subsidized
What I wish I knew
"ACA subsidies shrink with income, acting as an effective extra tax"
Advice to Someone Facing This Now
If I could tell you one thing
"Consider the impact of ACA subsidies on tax rates before doing Roth conversions"
Regret Index
5/10
Significant downsides.
Complicated feelings about the outcome.
Complicated feelings about the outcome.
Advice for Someone Facing This
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personal finance Category
370
personal finance decisions logged. Avg regret 3.8/10 across the category.
Same Outcome Band
10%
of personal finance decisions land in the mixed band the same as this one.
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