FinanceRoth IRA
#RI-6a0e9566·8 months ago·
2
“Converted too much into Roth IRA”
What Actually Happened
Forgot about ACA subsidy cliff; now ineligible for subsidy
What I wish I knew
"Checked MAGI impact before conversion"
Advice to Someone Facing This Now
If I could tell you one thing
"Consider MAGI implications before Roth conversions"
Regret Index
8/10
Clear regret.
The downsides outweighed what was gained.
The downsides outweighed what was gained.
Advice for Someone Facing This
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Finance Category
2,949
Finance decisions logged. Avg regret 4.9/10 across the category.
Same Outcome Band
36%
of Finance decisions land in the severe band the same as this one.
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