“paying off $12,000 credit card debt”

Item: paying off $12,000 credit card debt
Rating: 2
Author: u/Ok-Classic9799

What Actually Happened

Spouse's heart attack led to debt due to lost income

What I wish I knew

"Plan finances better for unexpected events"

Advice to Someone Facing This Now

If I could tell you one thing

"Create a budget and stick to it"

Regret Index

8/10

Clear regret.
The downsides outweighed what was gained.

SettledMixedSevere

Advice for Someone Facing This

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Discussion

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Financial Category

337

Financial decisions logged. Avg regret 5.8/10 across the category.

Same Outcome Band

51%

of Financial decisions land in the severe band the same as this one.