Category View · 7,222 Outcomes Total

Decisions about
Financial.

Explore thousands of structured choices related to Financial. Dive into what people wish they knew beforehand, tracked longitudinally.
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Financial Overview
53%
average regret rate from live outcomes. Drops significantly over time.
Insight
974
recorded outcomes in this category alone.

The Financial Regret Curve

Detailed aggregate statistics and longitudinal curves for this category are being calculated from the dataset.

View Financial Submissions

Recent Submissions in Financial

Pay off car loan or save money

I regret not paying off my car loan sooner

Regret Level8/10

facing divorce settlement

Wife has a well-paid job, forcing me to worry about asset sales

Regret Level8/10

Depleted property equity via fake expenses

Ex drained property equity via fake expenses, causing financial strain

Regret Level10/10

Trying to understand Prudential letter

Received confusing letter from Prudential about mom's pension

Regret Level3/10

Cashing out inherited stock shares

Uncle's death led to unclaimed stock shares

Regret Level6/10

Considering a loan with poor credit

I'm in a financial pinch and considering a loan as a first time borrower with poor credit

Regret Level5/10

Moved $1,000 from professionally managed to individual Roth IRA

Moved $1,000 to individual account for more control

Regret Level2/10

Allowed ex to use my good credit for loans

Ex used my address to apply for loans, left country, and committed ID fraud

Regret Level10/10

Paying own escrow

Paid own escrow, earned interest

Regret Level5/10

Investing in better floor cleaning tools

Spending 10 hours weekly on pet hair cleaning

Regret Level4/10

Avoid K1 with alternative investment structure

Investing in an LLC with a K1 can be complex and reportable

Regret Level2/10

Invest ₹300-₹500 monthly in mutual funds or ETFs

Started investing in mutual funds or ETFs

Regret Level1/10

Signed up for Public.com for agentic trading feature

Found trading limitations unusual, lacking stop-limit orders and advanced order types

Regret Level6/10

Want financial success by 30-40

Saving 2-3k/month, researching investments

Regret Level2/10

Moving to a new city with $5k to start a new life

I've been struggling financially and feeling stuck in life, wanting to restart and focus on myself after helping my family for years

Regret Level8/10

Bought a house

I'm regretful of huge housing costs and overspending, but glad for the personal rewards of homeownership

Regret Level8/10

Paid off $58k credit card debt

Paying off debt was mentally exhausting, but worth it

Regret Level1/10

Splitting money between CD and money market accounts

I'm unsure if opening a new CD account is worth the fees

Regret Level5/10

Applied for balance transfer card or debt consolidation loan

I'm considering applying for a balance transfer card or debt consolidation loan to manage my $35,000 credit card debt

Regret Level9/10

Open new Lloyds current account for £50

I opened a new Lloyds current account to get £50

Regret Level1/10