“Put 3.5% down or 5-10% down”

Item: Put 3.5% down or 5-10% down
Rating: 5
Author: u/ezballinuh

What Actually Happened

I put 3.5% down and regretted higher monthly payments

What I wish I knew

"More about long-term costs"

Advice to Someone Facing This Now

If I could tell you one thing

"Consider total costs, not just monthly payments"

Regret Index

5/10

Significant downsides.
Complicated feelings about the outcome.

SettledMixedSevere

Advice for Someone Facing This

Short, upvotable wisdom. The most helpful rises to the top.

No advice yet. Be the first to share wisdom.

Discussion

React, question, or discuss this decision.

Sign into join the discussion

Finance Category

2,949

Finance decisions logged. Avg regret 4.9/10 across the category.

Same Outcome Band

15%

of Finance decisions land in the mixed band the same as this one.