Verified Submission
financialmortgage
#RI-69ba706e·4 months ago·
2
Author avatar
Lookback: 10 years

Choosing between 10/1 ARM and 30-year fixed mortgage

I'm considering a 10/1 ARM to save $21K over 10 years, but it's a gamble after that

What I wish I knew
"How my financial situation will change in 10 years"
If I could tell you one thing
"Weigh the risks and benefits of adjustable-rate mortgages carefully"
0
7/10
Clear regret.
The downsides outweighed what was gained.
SettledMixedSevere

Advice for Someone Facing This

Short, upvotable wisdom. The most helpful rises to the top.

No advice yet. Be the first to share wisdom.

Discussion

React, question, or discuss this decision.

Sign into join the discussion
financial Category
1,609
financial decisions logged. Avg regret 5.4/10 across the category.
Same Outcome Band
9%
of financial decisions land in the regret band the same as this one.