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financialRetirement Planning
#RI-69e34300·5 months ago·
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Lookback: 10 years

Switching 401k contributions to Roth 401k to manage ACA costs

I'm switching to Roth 401k to avoid subsidy cliff in ACA

What I wish I knew
"More about the subsidy cliff and its impact on my ACA costs"
If I could tell you one thing
"Consider Roth 401k contributions to manage healthcare costs in retirement"
0
6/10
Clear regret.
The downsides outweighed what was gained.
SettledMixedSevere

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financial Category
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financial decisions logged. Avg regret 5.4/10 across the category.
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