FinanceRetirement Planning
#RI-69e34415·7 months ago·
2
“Ditch traditional 401k for Roth or taxable”
What Actually Happened
Maxing traditional 401k and HSA isn't necessarily the best strategy for early access and tax efficiency
What I wish I knew
"Consider alternative strategies like Roth 401k or taxable investments"
Advice to Someone Facing This Now
If I could tell you one thing
"Reevaluate traditional 401k contributions and consider diversifying into Roth 401k or taxable accounts"
Regret Index
6/10
Clear regret.
The downsides outweighed what was gained.
The downsides outweighed what was gained.
Advice for Someone Facing This
Short, upvotable wisdom. The most helpful rises to the top.
No advice yet. Be the first to share wisdom.
Finance Category
2,949
Finance decisions logged. Avg regret 4.9/10 across the category.
Same Outcome Band
8%
of Finance decisions land in the regret band the same as this one.
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