financialDebt Consolidation
#RI-69c91ebf·4 months ago·
1
“Consolidate credit card debt with personal loan”
What Actually Happened
Made impulsive purchases due to depression and bipolar, now facing $13k credit card debt
What I wish I knew
"Managed finances better during depression treatment"
Advice to Someone Facing This Now
If I could tell you one thing
"Consider credit counseling before taking out personal loan"
Regret Index
8/10
Clear regret.
The downsides outweighed what was gained.
The downsides outweighed what was gained.
Advice for Someone Facing This
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financial Category
1,609
financial decisions logged. Avg regret 5.4/10 across the category.
Same Outcome Band
43%
of financial decisions land in the severe band the same as this one.
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