financebankruptcy
#RI-6a7aa72a·5 months ago·
1
“filed bankruptcy for $21,531 in cc debt”
What Actually Happened
I accumulated $43,675 in new debt after bankruptcy, including school debt, auto loan, and credit card debt
What I wish I knew
"I should've changed my bad habits and gotten a second job"
Advice to Someone Facing This Now
If I could tell you one thing
"Don't trust yourself with new credit if you haven't changed your spending habits"
Regret Index
10/10
High, persistent regret.
Has not decreased significantly with time.
Has not decreased significantly with time.
Advice for Someone Facing This
Short, upvotable wisdom. The most helpful rises to the top.
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finance Category
321
finance decisions logged. Avg regret 4.6/10 across the category.
Same Outcome Band
26%
of finance decisions land in the severe band the same as this one.
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