financialDebt
#RI-69a83fe8·about 2 months ago·
1
“Take out 401k loan or file for bankruptcy”
What Actually Happened
I lost my job and accumulated $10,300 in credit card debt, now facing a lawsuit and potential collections on other cards
What I wish I knew
"I should have prioritized saving before taking parental leave"
Advice to Someone Facing This Now
If I could tell you one thing
"Consider consolidating debt or seeking financial assistance before resorting to drastic measures"
Regret Index
7/10
Clear regret.
The downsides outweighed what was gained.
The downsides outweighed what was gained.
Advice for Someone Facing This
Short, upvotable wisdom. The most helpful rises to the top.
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financial Category
1,609
financial decisions logged. Avg regret 5.4/10 across the category.
Same Outcome Band
9%
of financial decisions land in the regret band the same as this one.
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