“Paid off $15k credit card debt”

Item: Paid off $15k credit card debt
Rating: 9
Author: u/Objective-Hotel6514

What Actually Happened

Paid off 15k credit card debt, now have zero debt

What I wish I knew

"Negotiate credit card debt sooner"

Advice to Someone Facing This Now

If I could tell you one thing

"Pay off debt aggressively, consider negotiation"

Regret Index

1/10

Positive or neutral outcome.
Would make the same decision again.

SettledMixedSevere

Advice for Someone Facing This

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Discussion

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Financial Category

337

Financial decisions logged. Avg regret 5.8/10 across the category.

Same Outcome Band

32%

of Financial decisions land in the settled band the same as this one.