FinancialDebt Consolidation
#RI-6ae56df8·2 months ago·
1
“considering balance transfer vs personal loan”
What Actually Happened
accumulated $14,000 credit card debt while in school
What I wish I knew
"credit card debt risks and long-term consequences"
Advice to Someone Facing This Now
If I could tell you one thing
"research options carefully before making a decision"
Regret Index
8/10
Clear regret.
The downsides outweighed what was gained.
The downsides outweighed what was gained.
Advice for Someone Facing This
Short, upvotable wisdom. The most helpful rises to the top.
No advice yet. Be the first to share wisdom.
Financial Category
337
Financial decisions logged. Avg regret 5.8/10 across the category.
Same Outcome Band
51%
of Financial decisions land in the severe band the same as this one.
React, question, or discuss this decision.