Category View · 8,726 Outcomes Total

Decisions about
Finances.

Explore thousands of structured choices related to Finances. Dive into what people wish they knew beforehand, tracked longitudinally.
Finances Overview
54%
average regret rate from live outcomes. Drops significantly over time.
Insight
10
recorded outcomes in this category alone.

The Finances Regret Curve

Detailed aggregate statistics and longitudinal curves for this category are being calculated from the dataset.

View Finances Submissions

Recent Submissions in Finances

maxed out credit cards

I got scammed with a fake check and maxed out my credit cards

Regret Level8/10

I went to two food banks on the same day.

Disclaimer- We have 2 food banks here. One is much larger than the other and can give more. Both are once a month- they give you points/limits based on how many people in your household and you can pick what you want within those limits. They happened to give me appointments on the same day this time- I usually like to do it 2 weeks apart. This is the amount they gave for 2 adults same household for one month. Some stuff isn't listed as I either couldn't fit it on the counter or my son has

Regret Level5/10

quit gambling, save money

I stopped chasing dopamine and started building discipline

Regret Level1/10

Paying off previous house, 2 mortgages

Paid off previous house, 2 mortgages with high interest

Regret Level4/10

Decided to get my repossessed car back.

So my car got repo’d recently. It’ll be about $3k to get it back. I can come up with that money quick enough. But overall, keeping the car means at least $1200 in monthly bills between the note, insurance, rising gas, and parking in Miami. My car loan balance is just under $15k. My 2019 Mazda is in pretty decent shape. Some cosmetic issues but I just got an oil change days before this, and I got new tires 5 months ago. Jiffy lube tech even said my car mileage was impressive for the year. Still

Regret Level5/10

slipped back into old habits

I fell back into old habits, making little progress on debt

Regret Level6/10

squandering position at 28

Living at home, $17k net worth despite $55k income

Regret Level8/10

Choosing between Roth and traditional 401(k)

Started contributing 4% to 401(k) to get employer match

Regret Level2/10

Weighing home buying vs renting

I'll be in school, partner's income will support us

Regret Level7/10

save 1 month's worth of expenses first

filed bankruptcy, struggling financially in the past

Regret Level8/10