Unknown later
Full Storyfinancesfrugality
"I went to two food banks on the same day."
Disclaimer-
We have 2 food banks here. One is much larger than the other and can give more.
Both are once a month- they give you points/limits based on how many people in your household and you can pick what you want within those limits. They happened to give me appointments on the same day this time- I usually like to do it 2 weeks apart.
This is the amount they gave for 2 adults same household for one month.
Some stuff isn't listed as I either couldn't fit it on the counter or my son has
5/10 regret
over time later
Full Storyfinancesemergency fund
"save 1 month's worth of expenses first"
filed bankruptcy, struggling financially in the past
8/10 regret
Feb 2027 later
Full StoryfinancesDebt
"Paying off previous house, 2 mortgages"
Paid off previous house, 2 mortgages with high interest
4/10 regret
1 year later later
Full Storyfinancessaving
"quit gambling, save money"
I stopped chasing dopamine and started building discipline
1/10 regret
1 year later later
Full StoryfinancesRetirement Savings
"Choosing between Roth and traditional 401(k)"
Started contributing 4% to 401(k) to get employer match
2/10 regret
2 years later
Full Storyfinanceshousing
"Weighing home buying vs renting"
I'll be in school, partner's income will support us
7/10 regret
4 years after college later
Full Storyfinancesspending habits
"squandering position at 28"
Living at home, $17k net worth despite $55k income
8/10 regret
by end of 2026 later
Full Storyfinancesdebt
"maxed out credit cards"
I got scammed with a fake check and maxed out my credit cards
8/10 regret
1 year later later
Full Storyfinancescredit cards
"slipped back into old habits"
I fell back into old habits, making little progress on debt
6/10 regret