2/10
SettledChoosing between Roth and traditional 401(k)
Started contributing 4% to 401(k) to get employer match
FinancesRetirement Savings
1/10
Settledquit gambling, save money
I stopped chasing dopamine and started building discipline
FinancesSaving
6/10
Regretslipped back into old habits
I fell back into old habits, making little progress on debt
FinancesCredit Cards
4/10
MixedPaying off previous house, 2 mortgages
Paid off previous house, 2 mortgages with high interest
FinancesDebt
8/10
Regretmaxed out credit cards
I got scammed with a fake check and maxed out my credit cards
FinancesDebt
8/10
Regretsquandering position at 28
Living at home, $17k net worth despite $55k income
FinancesSpending Habits
7/10
RegretWeighing home buying vs renting
I'll be in school, partner's income will support us
FinancesHousing
8/10
Regretsave 1 month's worth of expenses first
filed bankruptcy, struggling financially in the past
FinancesEmergency Fund
5/10
MixedI went to two food banks on the same day.
Disclaimer- We have 2 food banks here. One is much larger than the other and can give more. Both are once a month- they give you points/limits based on how many people in your household and you can pick what you want within those limits. They happened to give me appointments on the same day this time- I usually like to do it 2 weeks apart. This is the amount they gave for 2 adults same household for one month. Some stuff isn't listed as I either couldn't fit it on the counter or my son has
FinancesFrugality
5/10
MixedDecided to get my repossessed car back.
So my car got repo’d recently. It’ll be about $3k to get it back. I can come up with that money quick enough. But overall, keeping the car means at least $1200 in monthly bills between the note, insurance, rising gas, and parking in Miami. My car loan balance is just under $15k. My 2019 Mazda is in pretty decent shape. Some cosmetic issues but I just got an oil change days before this, and I got new tires 5 months ago. Jiffy lube tech even said my car mileage was impressive for the year. Still
FinancesAuto Loan
6/10
RegretDivide 401k in divorce
My ex offered to give me half of his 401k to pay debts
Finances401k
1/10
SettledPaying off CC debt
Paid off one CC, $24k remaining
FinancesDebt
8/10
RegretApplied for private student loans
I took out private student loans with high interest rates
FinancesStudent Loans