over time later
Full Storyfinancesemergency fund
"save 1 month's worth of expenses first"
filed bankruptcy, struggling financially in the past
8/10 regret
Feb 2027 later
Full StoryfinancesDebt
"Paying off previous house, 2 mortgages"
Paid off previous house, 2 mortgages with high interest
4/10 regret
1 year later later
Full Storyfinancessaving
"quit gambling, save money"
I stopped chasing dopamine and started building discipline
1/10 regret
1 year later later
Full StoryfinancesRetirement Savings
"Choosing between Roth and traditional 401(k)"
Started contributing 4% to 401(k) to get employer match
2/10 regret
2 years later
Full Storyfinanceshousing
"Weighing home buying vs renting"
I'll be in school, partner's income will support us
7/10 regret
4 years after college later
Full Storyfinancesspending habits
"squandering position at 28"
Living at home, $17k net worth despite $55k income
8/10 regret
by end of 2026 later
Full Storyfinancesdebt
"maxed out credit cards"
I got scammed with a fake check and maxed out my credit cards
8/10 regret
1 year later later
Full Storyfinancescredit cards
"slipped back into old habits"
I fell back into old habits, making little progress on debt
6/10 regret