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Author
@u/ProduceDecent12483 months ago
retirement planning401k vs Mutual Funds
"Maxing out 401k vs mutual funds"
Considering maxing out 401k, but worried about decreased salary and college expenses
What I wish I knew
"More about HSA account benefits"
Advice

"Don't neglect retirement savings due to temporary financial setbacks"

4/10 regret
0
Author
@u_Extra-Estimate315810 months ago
retirement planningwithdrawal strategy
"retire at 57 with $3.5M in savings"
saved enough for retirement, unsure of withdrawal order
What I wish I knew
"more about tax-efficient withdrawal strategies"
Advice

"consider consulting a financial advisor for personalized guidance"

2/10 regret
0
Author
@u_OkPhysics7423about 1 year ago
retirement planningRoth IRA
"maxing out Roth IRA at $7,000/yr"
ran 10,000 retirement simulations to understand actual range of outcomes
What I wish I knew
"importance of realistic return assumptions"
Advice

"consider using institutional forecasts and Monte Carlo simulations for retirement planning"

1/10 regret
0
Author
@u_MXLiferover 1 year ago
retirement planning401k withdrawal
"Considering 401k withdrawal for new house"
We'll use 401k money to build a new house before selling our current one
What I wish I knew
"Taxes and compounding costs are higher than expected"
Advice

"Consider alternative uses for 401k funds, like investing or paying off debt"

8/10 regret
0
Author
@u_Wcj_13almost 2 years ago
retirement planning401k vs Roth IRA
"max Roth IRA before 401k"
I'd save more in tax-free growth
What I wish I knew
"earlier about employer match"
Advice

"max tax-free options first"

1/10 regret
0