Filter & Sort
All decisions
6 MATCHING
@u_Wcj_13about 2 months ago · long-term after
1/10
Settled

max Roth IRA before 401k

I'd save more in tax-free growth

What I wish I knew
earlier about employer match
Retirement Planning401k Vs Roth Ira
0See their advice
@u_Extra-Estimate3158about 2 months ago · end of 2026 after
2/10
Settled

retire at 57 with $3.5M in savings

saved enough for retirement, unsure of withdrawal order

What I wish I knew
more about tax-efficient withdrawal strategies
Retirement PlanningWithdrawal Strategy
0See their advice
@u_MXLifer2 months ago · 2.5 years after
8/10
Regret

Considering 401k withdrawal for new house

We'll use 401k money to build a new house before selling our current one

What I wish I knew
Taxes and compounding costs are higher than expected
Retirement Planning401k Withdrawal
0See their advice
@u_OkPhysics74234 months ago · 2050 after
1/10
Settled

maxing out Roth IRA at $7,000/yr

ran 10,000 retirement simulations to understand actual range of outcomes

What I wish I knew
importance of realistic return assumptions
Retirement PlanningRoth Ira
0See their advice
@u/chadly1174 months ago · 3-5 years after
6/10
Regret

question traditional advice on bonds/fixed income

questioning bond allocation in retirement portfolio

What I wish I knew
long-term performance of equities vs bonds
Retirement PlanningInvestment Strategy
0See their advice
@u/ProduceDecent12485 months ago · Retirement (62-65 years old) after
4/10
Mixed

Maxing out 401k vs mutual funds

Considering maxing out 401k, but worried about decreased salary and college expenses

What I wish I knew
More about HSA account benefits
Retirement Planning401k Vs Mutual Funds
0See their advice