@u_Several_Stable_3991about 2 months ago · 20+ years after8/10RegretInvesting in 401K and considering ROTH IRAStarted investing in 401K at 33, wish I started soonerWhat I wish I knewEducated myself in my 20sRetirementInvestment870See their advice
@u_Specific_Escape49874 months ago · 1 year after8/10RegretConsidering backdoor Roth withdrawal strategyI opened a 3-year-old Roth IRA and did a backdoor conversion, but now I'm unsure about withdrawing the non-taxable principalWhat I wish I knewI should have waited longer for the account to matureRetirementRoth Ira380See their advice
@u/Master-Helicopter-994 months ago · next spring after2/10Settled100% stock retirement portfolioConsidering 100% VT for retirement portfolio to cover $100k living expensesWhat I wish I knewmore about inflation's impact on VT dividendsRetirementInvestment Strategy190See their advice
@u/fireball2515 months ago · 1 year after2/10Settledsaved too much for retirementI have more money than I need, but feel guilty about itWhat I wish I knewI should have spent more during my working yearsRetirementOver Saving180See their advice
@u/jayybonelie7 months ago · 3 years after1/10SettledRetired at 45Spent quality time with family, traveled, learned new skills, and made new friends.What I wish I knewNothingRetirementEarly Retirement150See their advice
@u/wild_b_cat7 months ago · 1 year after1/10SettledDon't worry about RMDs specificallyRealize tax-efficiency is part of achieving goalsWhat I wish I knewPrioritize after-tax income over taxes paidRetirementPlanning370See their advice
@u/jason_for_prez7 months ago · 1 year after5/10Mixedtracking retirement performanceI post updates on my retirement performanceWhat I wish I knewI should have stayed in bondsRetirementPerformance220See their advice
@u/Chasheek7 months ago · 3 years after5/10MixedLeave 403b where it is and start new RothConverted 403b to Roth IRA and paid higher taxesWhat I wish I knewConsulted tax professional before rolloverRetirementRollover290See their advice
@u/JoeSantoasty7 months ago · 1 year after moving out after2/10SettledMax out retirement savings while living at homeCreated a retirement savings illustration but unsure of target amountWhat I wish I knewHow to determine a suitable monthly retirement expenseRetirementPlanning160See their advice