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@u_Several_Stable_3991about 2 months ago · 20+ years after
8/10
Regret

Investing in 401K and considering ROTH IRA

Started investing in 401K at 33, wish I started sooner

What I wish I knew
Educated myself in my 20s
RetirementInvestment
@u_Specific_Escape49874 months ago · 1 year after
8/10
Regret

Considering backdoor Roth withdrawal strategy

I opened a 3-year-old Roth IRA and did a backdoor conversion, but now I'm unsure about withdrawing the non-taxable principal

What I wish I knew
I should have waited longer for the account to mature
RetirementRoth Ira
@u/Master-Helicopter-994 months ago · next spring after
2/10
Settled

100% stock retirement portfolio

Considering 100% VT for retirement portfolio to cover $100k living expenses

What I wish I knew
more about inflation's impact on VT dividends
RetirementInvestment Strategy
@u/fireball2515 months ago · 1 year after
2/10
Settled

saved too much for retirement

I have more money than I need, but feel guilty about it

What I wish I knew
I should have spent more during my working years
RetirementOver Saving
@u/jayybonelie7 months ago · 3 years after
1/10
Settled

Retired at 45

Spent quality time with family, traveled, learned new skills, and made new friends.

What I wish I knew
Nothing
RetirementEarly Retirement
@u/wild_b_cat7 months ago · 1 year after
1/10
Settled

Don't worry about RMDs specifically

Realize tax-efficiency is part of achieving goals

What I wish I knew
Prioritize after-tax income over taxes paid
RetirementPlanning
@u/jason_for_prez7 months ago · 1 year after
5/10
Mixed

tracking retirement performance

I post updates on my retirement performance

What I wish I knew
I should have stayed in bonds
RetirementPerformance
@u/Chasheek7 months ago · 3 years after
5/10
Mixed

Leave 403b where it is and start new Roth

Converted 403b to Roth IRA and paid higher taxes

What I wish I knew
Consulted tax professional before rollover
RetirementRollover
@u/JoeSantoasty7 months ago · 1 year after moving out after
2/10
Settled

Max out retirement savings while living at home

Created a retirement savings illustration but unsure of target amount

What I wish I knew
How to determine a suitable monthly retirement expense
RetirementPlanning