1 year later later
Full Storypersonal financeCar Loan
"Bought a car with high interest rate and fees"
Got stuck with a car loan that's worth less than the debt
10/10 regret
Next 6-12 months later
Full Storypersonal financeDebt Management
"Considering taking a 401k loan to pay off high-interest credit cards"
I'm struggling to pay off my credit cards with high interest rates and considering taking a 401k loan to cover the debt
6/10 regret
1 year later later
Full Storypersonal financeSavings Account
"Open a savings account for emergency fund"
Moved money to savings account, feeling more secure
2/10 regret
1-3 years later later
Full Storypersonal financeEnd of Life Care
"Factor in end of life care costs near end of life"
I underestimated end of life care costs, leading to financial strain
8/10 regret
1 year later later
Full Storypersonal financeFood Assistance
"Used food pantry for financial relief"
Used food pantry and saved $40-50 weekly
1/10 regret
1 year later later
Full Storypersonal financeInvesting
"Invested in Bitcoin"
I wasted energy and money on a worthless investment
10/10 regret
3 years after buying a house later
Full Storypersonal financeBudgeting
"Got back into budgeting after depression"
Deleted social media, stopped lifestyle creep
2/10 regret
1 year later
Full Storypersonal financeDebt and Investing
"Want to pay off debt and invest simultaneously"
Accruing interest on student loans and car debt
8/10 regret
4 Saturdays in a row later
Full Storypersonal financeGrocery Shopping
"Switched to discount grocery store"
Spent 45 minutes comparing prices at Aldi, saved money on regular items
8/10 regret
2-3 weeks after wife receives check later
Full Storypersonal financeGifts and Loans
"Father wires $50k to cover down payment and moving costs"
Father's gift helped cover unexpected expenses
2/10 regret
1 year later later
Full Storypersonal financeBudgeting
"Switched budgeting platforms"
Switched from spreadsheet to multiple platforms
2/10 regret
when buying from individual later
Full Storypersonal financeCar Loans
"Researching car loan process"
I'm looking into loan options
1/10 regret
1-2 years after retirement later
Full Storypersonal financeHealthcare Costs
"Plan for healthcare premiums in early retirement"
I've been able to budget for healthcare premiums using the ACA's premium tax credit
2/10 regret
1 year later later
Full Storypersonal financeTaxes
"Reporting business bank bonus on personal taxes"
I reported business bank bonus on personal taxes without issues
1/10 regret
1 year later later
Full Storypersonal financeInvestment
"Invest large sum of money"
Put money into a high-yield savings account
3/10 regret
70 years later later
Full Storypersonal financeHistorical Accounting
"Found an old paystub"
Discovered an old paystub from 1949
1/10 regret
2 months later
Full Storypersonal financeCareer Development
"Started IT job at 18 with no experience"
Making minimum wage as an IT technician
2/10 regret
1 year later later
Full Storypersonal financeWork
"Companies should provide tokens for work"
Using personal tokens for work raises wage theft concerns
8/10 regret
Same week later
Full Storypersonal financeSubscription Services
"Cancelled subscription, then offered 50% off"
Received 50% off on subscription after attempting to cancel, and got free API calls on another service
6/10 regret
1 year later
Full Storypersonal financeUtility Assistance
"Discovered low-income assistance program"
Didn't know about low-income assistance program
1/10 regret