1 year later later
Full Storypersonal financeInvestments
"Investing in HSA/HFSA accounts"
I opened HSA and HFSA accounts through my employers, but unsure how to use them
1/10 regret
1 year later
Full Storypersonal financeSpreadsheets
"Looking for a detailed personal finance spreadsheet"
Wanted to track finances efficiently
1/10 regret
6 months later later
Full Storypersonal financeDebt Payoff
"Reducing credit card and car loan debt"
Paid off 4k of credit card and car loan debt
1/10 regret
1 year later later
Full Storypersonal financeStudent Loans
"Filling out IBR application incorrectly"
Filled out IBR application incorrectly, spouse's loans not added
8/10 regret
Next year later
Full Storypersonal financeInheritance
"Decide on a plan for 10k inheritance"
My mom is giving me 10k when I turn 18, but I'm unsure what to do with it
2/10 regret
1 year later later
Full Storypersonal financeCredit Cards
"Canceling credit cards to get rid of them"
My credit score has been stable, no issues
2/10 regret
1 year later later
Full Storypersonal financeDebt
"Paying off $9K loan while considering charge off on $18K loan"
Charge off may affect credit score and future borrowing options
8/10 regret
1 year later later
Full Storypersonal financebudgeting
"I struggle with tracking spending"
I've tried various budget trackers but struggle with accuracy
5/10 regret
1 year later later
Full Storypersonal financeHealthcare
"FIRE'd households can afford Medicaid"
I'm relieved that Medicaid remains an option for me
1/10 regret
1 year later later
Full Storypersonal financeDebt Forgiveness
"Applied for loan forgiveness"
My loan application was accepted
1/10 regret
1 year later later
Full Storypersonal financeGrocery Shopping
"Tracking grocery prices to stock up on non-perishables"
I use a Google spreadsheet to track prices and update after shopping
1/10 regret
3 months later later
Full Storypersonal financeGrocery Shopping
"Save money on rotisserie chickens"
I get cheap rotisserie chickens at Kroger after 6:30pm
1/10 regret
1 year later later
Full Storypersonal financeStudent Loans
"Switch to SAVE plan now or risk losing months towards forgiveness"
I regret not switching to SAVE plan sooner, now I'm losing months towards forgiveness
5/10 regret
1 year later later
Full Storypersonal financeFrugality
"Buying extra fuel during price lows"
I bought extra fuel, but I'm not sure if it's worth the effort
5/10 regret
1 year later later
Full Storypersonal financeCar Purchase
"Buying a new car based on budget and preferences"
I'm regretting not considering the long-term costs of keeping my old car, but I'm excited to buy a new Toyota
6/10 regret
today later
Full Storypersonal financeDebt Repayment
"Paid off car and student loans"
Paid off car and student loans aggressively
1/10 regret
1 year later later
Full Storypersonal financeBudgeting
"Switched to paycheck-based budgeting"
I stopped guessing and started knowing my expenses before the money arrived
2/10 regret
During job search later
Full Storypersonal financeJob Seeking
"Sharing GoFundMe campaigns on LinkedIn"
I'm running out of money while job hunting
5/10 regret
1 year later later
Full Storypersonal financeInvesting
"Investing in physical gold and silver"
I didn't research enough before buying
2/10 regret
1 year later later
Full Storypersonal financeInvestment Portfolio
"Speculative AI infrastructure picks for fun"
Invested 1% of portfolio in AI infrastructure for fun, mostly mid-cap companies
2/10 regret