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@u_SyyedMohdSaadabout 2 months ago · months after
5/10
Mixed

Commit to a high-income skill

I'm at a stage where earning is not optional anymore — it’s necessary

What I wish I knew
What skill to commit to long-term
Financial IndependenceCareer Development
@u_outdoorfire38about 2 months ago · 1 year after
1/10
Settled

Returning to work after 3-year sabbatical

I took a 3-year sabbatical to focus on family and personal growth, but now I'm returning to work due to financial and non-financial reasons.

What I wish I knew
I wish I had considered the impact of taxes and ACA subsidies on our finances.
Financial IndependenceReturning To Work
@u_AutoModeratorabout 2 months ago · Immediate after
1/10
Settled

Discuss daily FI topics

No regret, just discussion

What I wish I knew
None, just follow rules
Financial IndependenceDiscussion Thread
@u_No-Walrus5688about 2 months ago · ongoing after
2/10
Settled

Use SGOV for emergency fund instead of high yield savings account

I earn higher returns on my emergency fund and save on taxes

What I wish I knew
Tax implications of SGOV vs traditional savings
Financial IndependenceInvestment Strategies
@u_AutoModeratorabout 2 months ago · ongoing after
5/10
Mixed

Discussing daily FI topics

I post about daily FI topics

What I wish I knew
Sort comments by 'new'
Financial IndependenceDiscussion Thread
@u_ApprehensiveOne9911about 2 months ago · 1 year after
2/10
Settled

Investing in index funds to reach FI

Invested $1.95M in index funds, exceeded goal of $2.5M

What I wish I knew
More about long-term market volatility
Financial IndependenceInvesting
@u_AutoModerator2 months ago · varies after
5/10
Mixed

Discuss daily FI topics

No regret with discussion

What I wish I knew
Check FAQ first
Financial IndependenceDiscussion Thread
@u_Whole-Lobster-72723 months ago · 6-8 years after
5/10
Mixed

Moving abroad for financial gain

Moved abroad, weighing financial benefits against lifestyle costs

What I wish I knew
More about the lifestyle costs
Financial IndependenceMoving Abroad
@u_AutoModerator3 months ago · not specified after
5/10
Mixed

Discuss daily FI topics

Relaxed rules for posting

What I wish I knew
Check FAQ before posting
Financial IndependenceDiscussion Thread
@u_pandachibaby4 months ago · 10 years after
2/10
Settled

Pursuing FIRE at age 35

Started saving aggressively, invested in stocks and real estate

What I wish I knew
More about long-term investing strategies
Financial IndependenceFire
@u_lauren_knows4 months ago · 1 year after
2/10
Settled

Implementing rule to combat AI/bots

I had to remove dozens of AI/bot posts daily, making it hard to verify authenticity, so I implemented a karma posting requirement

What I wish I knew
How to better recognize AI/bot posts before removing them
Financial IndependenceReddit Moderation
@u_Only_Resolution96194 months ago · 6.5 years after learning about FIRE after
1/10
Settled

Retired in mid-2025 at 35

Achieved financial independence through military service and smart investing

What I wish I knew
More about real estate private lending
Financial IndependenceMilitary Fire
@u_Majestic-Picture-4564 months ago · 1 year after
2/10
Settled

Front-loading work years for later freedom

Stumbled upon old essay that changed my perspective

What I wish I knew
About alternative work philosophies
Financial IndependenceFi Strategy
@u_AutoModerator4 months ago · Ongoing after
1/10
Settled

Discussing daily topics

I'm discussing daily finance topics

What I wish I knew
Sort comments by new
Financial IndependenceDiscussion Thread
@u_AutoModerator4 months ago · N/A after
5/10
Mixed

Have FI discussions here

Discussing FI topics freely

What I wish I knew
Check FAQ first
Financial IndependenceDiscussion Thread
@u_AutoModerator4 months ago · varies after
5/10
Mixed

Discuss daily financial topics

No specific outcome

What I wish I knew
Read FAQ before posting
Financial IndependenceDiscussion Thread
@u_pandachibaby4 months ago · 1-2 years after
8/10
Regret

Investing aggressively to achieve financial independence

I'm investing aggressively to reach financial independence, but feel overwhelmed by the responsibility of making smart financial decisions for my family

What I wish I knew
I wish I had started investing earlier and had more financial knowledge
Financial IndependenceInvesting Strategy
@u/Melonbalon5 months ago · 1 year after
1/10
Settled

2025 FI Survey is Here

I created the 2025 FI survey to gather data from the community.

What I wish I knew
I wish I had started the survey earlier.
Financial IndependenceSurvey
@u/ingwe136 months ago · 15 months after
2/10
Settled

Continuing to grind despite burnout and advice to quit

Reached 80% of FI goal, $2.07m in cash and investments, and learned to change mindset from stress to well-being

What I wish I knew
Understanding my relationship with money and working through mental health issues sooner
Financial IndependenceProgress Update
@u/Intrepid_Passion_8536 months ago · 1 year after
8/10
Regret

Prioritized financial goals over relationship

I lost a girlfriend because I prioritized saving over spending on her

What I wish I knew
I wish I had communicated my financial goals better
Financial IndependenceRelationship