13 months ago later
Full Storyfinanceinvesting
"Waiting for market crash"
Invested in cash during tariffs, portfolio doubled in 3 years
1/10 regret
1 year later later
Full Storyfinancenatural gas
"Gas prices are funny now"
Prices rose due to short covering
2/10 regret
59.5 years old later
Full Storyfinanceretirement
"maxing Roth for 18 years"
realized need for non-Roth monies to RE without tax penalties
5/10 regret
1 year later later
Full Storyfinanceinvestment
"Turned off dividend reinvestment in brokerage account"
Decided to adjust monthly investments manually due to broker restrictions
1/10 regret
next Tuesday later
Full Storyfinanceemergency loan
"Need $40 loan no credit"
Used app for emergency loan
1/10 regret
1 year later later
Full Storyfinancestock
"AMZE stock is undervalued"
I'm considering buying AMZE stock
3/10 regret
1 year later later
Full Storyfinancecryptocurrency
"Invested in Bitcoin"
I spent a lot of money on something that's just a number, and now it's worth much less.
8/10 regret
summer later
Full Storyfinancecollege
"Opened CD with Citibank with $5k"
Realized CD isn't attractive option
3/10 regret
long-term later
Full Storyfinanceretirement planning
"Invest outside 401K"
Investing outside 401K to reach retirement goal
2/10 regret
1 year later later
Full Storyfinancederivatives
"Understood derivatives' true purpose"
Recognized derivatives as risk management tools
2/10 regret
1 year later later
Full Storyfinanceinvesting
"Investing in precious metals stocks and ETFs"
Bought $AG under $19, feeling like a good opportunity to buy into listed companies/ETFs
1/10 regret
15th of May later
Full Storyfinancemaking money
"earn extra money in Bangalore"
I took on multiple part-time jobs to earn 5k
2/10 regret
1 year later later
Full Storyfinanceinvestment
"Invested in Russell fund in Q3 2025"
Russell fund performed poorly despite index's good performance
10/10 regret
1 year later later
Full Storyfinancestudentloan debt
"Borrowed 42k for education"
Student loan debt increased to 58k despite payments
8/10 regret
Unknown later
Full Storyfinancereal estate
"My [34M] journey to $250k invested"
As mentioned in my [last post](https://www.reddit.com/r/financialindependence/comments/1678w5d/my_31m_journey_to_100k_nw/), I'm posting this mostly for myself, but hopefully it will provide some encouragement to others. You may notice my last post was **net worth** and this one is **invested**. I'll touch on that later in the post.
**Income**
* 2013-2020: <$28k - This was the most I ever made in a year, most years were lower
* May 2021: $85k - Starting salary out of college
* 2022: $100k
* 202
5/10 regret
1 year later later
Full Storyfinancehustles
"Trying to leave marriage with financial stability"
Feeling desperate to support kids, sacrificing time with them
8/10 regret
short term later
Full Storyfinancesavings
"move £15k to General Investment Account"
paid off mortgage, have £40k cash ISA and £20k in savings
2/10 regret
1 year later later
Full StoryfinanceMarket Analysis
"Market direction pre-war and now"
Market experienced relatively flat growth before war, then increased 3.8% YTD
1/10 regret
20 years later later
Full StoryfinanceInvesting
"US market always goes up in 20 years"
Stat reassures me about investing
1/10 regret
2-3 months later
Full StoryfinanceEnergy
"Invest in oil reserves"
I'm facing a potential economic downturn due to an oil shock
8/10 regret