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Author
@u/yourhomelandabout 2 months ago
financeSpending Habits
"Poorly managing my money after a breakup and job loss."
After being depressed for the last few years after a breakup and losing a good job, i've been making it by the skin of my teeth thanks to bad spending habits, bad budgeting, and bad coping methods. But now, after paying rent and xyz bills, my bank account is finally at four digits and I can finally start planning ahead. Just needed to celebrate with anyone. submitted by /u/yourhomeland [link] [comments]
What I wish I knew
"N/A"
Advice

"N/A"

5/10 regret
0
Author
@u/benjaminjnortonabout 2 months ago
financeInvesting
"Copy a proven portfolio"
I copied a portfolio but still needed to learn the game
What I wish I knew
"Research the portfolio's history and performance"
Advice

"Consider hiring a financial advisor or using a robo-advisor"

2/10 regret
0
Author
@u/Sir_Shfvingleabout 2 months ago
financeIndexing
"Choosing to maintain S&P500 rules"
I decided to stick with S&P500 rules
What I wish I knew
"More about megacap stock changes"
Advice

"Consider long-term implications"

1/10 regret
0
Author
@u/personalfanonymousabout 2 months ago
financeCareer
"Prioritize happiness over high salary"
Moved to a lower-paying job with better work-life balance
What I wish I knew
"Happiness is more important than wealth"
Advice

"Don't chase wealth at the expense of your well-being"

1/10 regret
0
Author
@u/flexingonmyselfabout 2 months ago
financestock market
"Buy into SpaceX IPO"
I lost money due to forced investment in overvalued asset
What I wish I knew
"Not to invest in a market that's a house of cards"
Advice

"Don't invest in a market that's unsustainable"

10/10 regret
0
Author
@u/Normal_Cabinet3094about 2 months ago
financeinvesting
"Investing in stocks without clear understanding of value"
Invested in GME without understanding its value, lost money
What I wish I knew
"Understand the intrinsic value of stocks before investing"
Advice

"Research company performance before investing in stocks"

8/10 regret
0
Author
@u/paydayloans_about 2 months ago
financeCareer
"Teens face worst summer job market in nearly 80 years"
I'm struggling to find a job at ice cream shops and swimming pools
What I wish I knew
"Job market would be so tough"
Advice

"Look for jobs early and be prepared to compete"

8/10 regret
0
Author
@u/ImagineDawinismabout 2 months ago
financestock market
"AVGO stock dropped 15% on earnings miss"
I walked through AVGO transcript line by line and found market reaction and business reality disconnected
What I wish I knew
"the transcript actually says"
Advice

"don't react to market news without understanding the underlying business"

8/10 regret
0
Author
@u/Round_Ad_40about 2 months ago
financevaluation
"Valued SpaceX using piecemeal information"
Revisited valuation with prospectus information
What I wish I knew
"Prospectus details before initial valuation"
Advice

"Use complete data for accurate valuations"

5/10 regret
0
Author
@u/danrennt98about 2 months ago
financesavings
"Bulk store membership for allergy pills"
Saved money on allergy pills
What I wish I knew
"Generic pills prices vary"
Advice

"Consider bulk store membership"

1/10 regret
0
Author
@u/LouisDeFunesteabout 2 months ago
financeDebt
"Pay off high-interest loans first"
I paid off $10,000 in credit card debt in 12 months
What I wish I knew
"I wish I knew about debt consolidation sooner"
Advice

"Create a budget and stick to it"

2/10 regret
0
Author
@u/VegasWorldwide2 months ago
financeinvesting
"Waiting for market crash"
Invested in cash during tariffs, portfolio doubled in 3 years
What I wish I knew
"Didn't invest in cash"
Advice

"Take calculated risks for higher returns"

1/10 regret
0
Author
@u/peaceup_atowndown2 months ago
financeStocks
"Investing in Sweetgreen SG"
I invested in Sweetgreen SG after it broke out of a long-term chop and is poised for a strong rebound driven by fundamentals.
What I wish I knew
"I wish I had invested earlier when the stock was cheaper."
Advice

"Invest in Sweetgreen SG if you believe in its fundamentals and marketing strategy."

2/10 regret
0
Author
@u/cfdstraded2 months ago
financenatural gas
"Gas prices are funny now"
Prices rose due to short covering
What I wish I knew
"Demand would need to improve for sustained rise"
Advice

"Don't expect rally to last unless catalyst introduced"

2/10 regret
0
Author
@u/KimJongSoros2 months ago
financeCurrency Exchange
"Considering converting investments to CAD"
USD lost 30% value since 2020, CAD lost 17%
What I wish I knew
"More about reserve currency dynamics"
Advice

"Diversify investments, consider multiple currencies"

5/10 regret
0
Author
@u/Capesize2302 months ago
financeStocks
"I'm buying PayPal stock"
I profited from PayPal's undervaluation
What I wish I knew
"I wish I'd bought more stock"
Advice

"Buy undervalued stocks with strong fundamentals"

2/10 regret
0
Author
@u/FIREgenomics2 months ago
financeretirement
"maxing Roth for 18 years"
realized need for non-Roth monies to RE without tax penalties
What I wish I knew
"keep Form 5498s for contributions"
Advice

"consult fee-only fiduciary for guidance"

5/10 regret
0
Author
@u/Lumpy_Investment_5822 months ago
financeinvestment
"Turned off dividend reinvestment in brokerage account"
Decided to adjust monthly investments manually due to broker restrictions
What I wish I knew
"Broker restrictions on DRIP"
Advice

"Consider broker restrictions before enabling DRIP"

1/10 regret
0
Author
@u/Intelligent_Sea_11492 months ago
financeSavings
"Joining a wholesale club to save money"
I joined BJ's to save money, but I'm not sure if it will work
What I wish I knew
"How often I'll actually go and buy cheap stuff"
Advice

"Clip coupons on the app and stick to essentials"

3/10 regret
0
Author
@u/kezzry2 months ago
financeDebt
"I permanently closed my Afterpay account."
Since university I have always been in some kind of Afterpay debt. An endless cycle of paying it off and getting into more debt until my next paycycle. Constantly borrowing money from my future paycheck meant little left for savings. Just last week I said goodbye and closed my account - in NZ this action is permanent and I cannot open another account ever again. 💖
What I wish I knew
"N/A"
Advice

"N/A"

5/10 regret
0