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20 MATCHING
@u/statai4 days ago · 1 year after
8/10
Regret

Investing in S&P 500 with limited funds

Limited daily buys due to capital controls in China

What I wish I knew
About QDII and foreign exchange quotas
FinanceInvestment
@u/MoonShot197325 days ago · 1 year after
6/10
Regret

holding crypto

Exchanges freezing transactions and holding funds

What I wish I knew
exchanges were this untrustworthy
FinanceCryptocurrency
@u/SufficientError893228 days ago · 1 year after
8/10
Regret

Contributing to 401(k) plan with high fees

Paid 0.96% ER for VT, wish I knew about fees beforehand

What I wish I knew
Fees associated with 401(k) plans
Finance401(K)
@u/Far_Huckleberry7571about 1 month ago · 1 year after
5/10
Mixed

took $30000 loan from SoFi

accumulated $30000 credit card debt, tried loans, got denied, took SoFi loan

What I wish I knew
considered loan terms more carefully
FinanceDebt
@u/misnamedabout 1 month ago · ongoing after
1/10
Settled

Diversify across US and international stocks and bonds

I diversified my portfolio

What I wish I knew
nothing
FinanceStock Market
@u/Fernando_Abramowitzabout 1 month ago · during recent tech selloff
1/10
Settled

avoided investing in chip equipment stocks

noticed big 3 U.S. chip equipment stocks down 50%

What I wish I knew
nothing
FinanceStocks
@u/0905-15about 1 month ago · 7 years after
10/10
Severe

Invested in mini bond funds 7 years ago

Unrealized losses of over 13% with monthly dividends

What I wish I knew
T-bills pay actual returns these days
FinanceInvestment
@u/Revenue_Longabout 2 months ago · 5 years after
10/10
Severe

Moved into home 5 years ago

Cost of living increased by 58%

What I wish I knew
Inflation rate was this high
FinanceInflation
@u/osolovimabout 2 months ago · 1 year after
2/10
Settled

moved crypto 3 months ago

received random coins

What I wish I knew
why i got them
FinanceCryptocurrency
@u/Ok_Rent_29372 months ago · 1 year after
8/10
Regret

to save for retirement in VHCOL area

prices in Bay Area seem to be set for high-earning professionals

What I wish I knew
how to reach FI in VHCOL without high-paying job
FinanceInflation
@u/itsthrowaway914222 months ago · 4 years after
5/10
Mixed

bought a house

bought a house with 4.25% interest

What I wish I knew
researched interest rates more
FinanceHome Ownership
@u/crypto_doctors2 months ago · 1 year after
10/10
Severe

lost over 37 million dollars

lost 37 million dollars due to addiction

What I wish I knew
gambling is not trading
FinanceTrading
@u/NeighborhoodWise76592 months ago · 1 year after
8/10
Regret

pivoting to MBB for higher pay

I felt underpaid and overworked

What I wish I knew
salaries in London are inflated
FinanceSalaries
@u/Little-Fisherman95943 months ago · 1 year after
5/10
Mixed

Investing in stocks

Noticed dollar falling despite high yields

What I wish I knew
Safe havens are shifting
FinanceMarket Analysis
@u/OkKitchen71143 months ago · 1 year after
1/10
Settled

Buying GOOGL at 32% discount

Doubled in value since May 2025

What I wish I knew
Free cash flow impact
FinanceStock
@u/isl0mania3 months ago · 1-2 years after
6/10
Regret

invested heavily in 2008

Lost significant portfolio value, recovered slowly

What I wish I knew
Diversified more, considered safer assets
FinanceMarket Crash
@u/Lord___Rictor3 months ago · 1 year after
10/10
Severe

Investing in AI startups

Lost $10B due to overvaluation

What I wish I knew
To invest in established tech giants
FinanceValuation
@u/puppy_questions3 months ago · 4 years after
5/10
Mixed

cash out inheritance for home

I'd buy a condo in my neighborhood, freeing up money for investments

What I wish I knew
capital gains taxes impact inheritance withdrawal
FinanceMortgage
@u/Apprehensive-Size1503 months ago · 1 year after
1/10
Settled

Giving up on stock picking

I'm tired of daily research and market stress

What I wish I knew
Less complexity in life would bring more peace
FinanceInvestment
@u/Prize_Proof53323 months ago · 6 months after
2/10
Settled

I invest in Series I bonds

I earned 5.51% interest

What I wish I knew
I wish I had invested earlier
FinanceInterest Rates