By December 2026 later
Full StoryFinanceStocks
"Investing in Sweetgreen SG"
I invested in Sweetgreen SG after it broke out of a long-term chop and is poised for a strong rebound driven by fundamentals.
2/10 regret
Long term later
Full StoryFinanceCurrency Exchange
"Considering converting investments to CAD"
USD lost 30% value since 2020, CAD lost 17%
5/10 regret
4-5 years later later
Full StoryFinanceStocks
"I'm buying PayPal stock"
I profited from PayPal's undervaluation
2/10 regret
1 year later later
Full StoryFinanceSavings
"Joining a wholesale club to save money"
I joined BJ's to save money, but I'm not sure if it will work
3/10 regret
1 week later later
Full StoryFinanceDebt
"I permanently closed my Afterpay account."
Since university I have always been in some kind of Afterpay debt. An endless cycle of paying it off and getting into more debt until my next paycycle. Constantly borrowing money from my future paycheck meant little left for savings. Just last week I said goodbye and closed my account - in NZ this action is permanent and I cannot open another account ever again. 💖
5/10 regret
Unknown later
Full StoryFinanceDebt Repayment
"I aggressively paid off all my debt and mortgage."
I just turned 50! I paid off my house this year; MCOL. Paid off my student loans last year. Paid off all personal loans and credit cards. I only have 3 months of emergency fund, but will work on making it at least 1 year's worth. I spend 2.5k/month without the mortgage. Mostly food.
I'm employed but not permanent; 120k/yr. No opportunity to do OT. I'm saving as much as I can and at the same time trying to enjoy my life by eating out a lot, which I enjoy.
It took me 10 years to pay off my hou
5/10 regret
1 year later later
Full StoryFinanceInvestment
"AI valuation concerns"
I'm questioning AI valuations
2/10 regret
26 later
Full StoryFinanceCareer Planning
"Investing in large cap US equities, saving $150k/yr"
I'm 24 with a 200k net worth, but unsure about my life goals and living situation
2/10 regret
Unknown later
Full StoryFinanceCredit Card Debt
"CC Hardship Programs?"
Fell down a rabbit hole via social media / reddit / online forums and discovered the concept of financial hardship programs to help pay down credit card debt. Why am I just finding out about this? Am I the only one who never knew this was an option? & if you’ve used a program like this, could you tell me about your experience?
I have 2 maxed out credit cards with high interest rates (21% and 22%-29%), and for at least a year, I’d resigned myself to never making any progress on them. I could bar
5/10 regret
A few days later later
Full StoryFinanceDebt & Loans
"Financed a $30K HVAC system at 9.99% interest."
After aggressively paying off all my debt, my central air system failed. I felt pressured and financed a new $30K system at a high interest rate, which jeopardized my adoption fund.
8/10 regret
1 year later later
Full StoryFinanceInvesting
"Maxing out 403b and 457b, investing in SPY, selling covered calls, and scalping"
Investing in SPY and selling covered calls has been profitable so far
1/10 regret
Wednesday after Nvidia reports later
Full StoryFinanceMarket Predictions
"Rate hike odds went from 1% to 45% in a month"
Forecasted rate cuts now unlikely due to Iran's oil price surge and stagnant inflation
9/10 regret
1 year later later
Full StoryFinanceOptions Trading
"Rolled options multiple times"
Lost $30k on option value, upside and tax hit a concern
8/10 regret
Unknown later
Full StoryFinanceCredit Card Debt
"Finally BDO CC debt-free!!!"
Way back 2023 until 2024 puro ako swipe foodpanda, game top-up, nagpapa-ride pa ako ng mga online friends. Hanggang sa lumaki na yung balance sa cc ko. Then may nabasa ako somewhere na sub na nag-ooffer si BDO sakanila ng BALCON (balance convert), nag-wait ako then October 2025, nag-offer sila availed 6months conversion. Then kahapon last day ng pagbayad ko. Almost 2 months din akong walang work kaya said ang savings pero okay na kesa lubog sa utang. Thank you, Lord! Unionbank nalang! 😭💖
Disc
5/10 regret
Unknown later
Full StoryFinanceDebt
"Took out payday loans due to a gambling addiction."
Just feel like I need to put this out into the world somewhere as I’m proud of myself.
I’m 25 and had a gambling addiction since 19, was working full time and had nothing to my name.
I racked up so many payday loans I had to go on a Part IX Debt Agreement (a form of bankruptcy in Australia) as the payments and interest were eating me alive and I was stuck in a vicious cycle.
I also had some minor debt from a year I went to UNI.
At the start of this week I paid the remaining balance on my UNI
5/10 regret
Several years later later
Full StoryFinanceDebt
"Accumulating a lot of credit card debt."
For the past years, I have accumulated a lot of debt. I have private and public student loans, personal loan, car loan, but what is causing me the most stress is credit card debt.
I work from 4 am till 7 pm and Saturdays and Sunday morning to pay all the bills and pay off the credit cards.
I feel alone and ashamed. When I try to talk to my wife, she tells me not to talk about it because it stresses her out which i understand since she is small business owner with her own stressors.
When i wa
5/10 regret
Unknown later
Full StoryFinanceDebt
"Partly debt free! Got 1500$ left 🇿🇦"
I am in 30-40k , sounds like little when you convert dollars , it's under 3000$ but I got into so many obligations and assisting a disabled related. Plus the car, the business, the feral rescues. I only took loans because of no income for 1-2 year with the floods
Anyways bottom line I got refunded and also won some money .so I paid off the one loan in full. Just under 1000$ , now I have 1500$ left.
I'm feeling positive. And happy. Less stressed although my ulcer from the stress has been pain
5/10 regret
Unknown later
Full StoryFinanceDebt Relief
"Debt Relief Credit Score Impact."
$27,400 of credit card debt with 4 cards shared by my wife and I. We signed up with a debt relief company in July, 2024. (22 months ago). With a monthly payment of about $200/mo and their negotiating debt down, we have paid off two cards ($8,800 of debt). They estimate that we will only pay back $13,700 over 6 years. A 3rd card is scheduled to be paid off in 2027 and the 4th is being negotiated.
We were initially worried about our credit score. My credit score has since bounced back. We have no
5/10 regret
1 year later later
Full StoryFinanceEarnings
"NVDA earnings, AI demand expectations"
NVDA is now a signal for AI spending and market risk appetite
5/10 regret
Unknown later
Full StoryFinanceMortgage
"I chose Guild Mortgage for my home loan."
I closed my loan with Guild Mortgage less than 6 months ago and I just got a letter saying my loan is being transferred to another servicer. I specifically chose Guild because I liked their customer service. Is this a common practice for them? I'm annoyed that I don't get to choose who services my loan for the next 30 years.
5/10 regret