Filter & Sort
All decisions
20 MATCHING
@u/IndexBot10 days ago · 1 year after
2/10
Settled

Review insurance coverage in 30 days

I didn't review my insurance coverage for years

What I wish I knew
The importance of regular insurance audits
FinanceInsurance
@u/Lord___Rictor11 days ago · 1 year after
9/10
Severe

Invest in AI at $1.5 trillion valuation

I invested in AI at a $1.5 trillion valuation, now I'm skeptical

What I wish I knew
Market conditions were too volatile
@u/semanticweb23 days ago · 1 year after
3/10
Mixed

Invest in Solana for agentic payments

Invested in Solana for agentic payments, it's still the leader

What I wish I knew
Checked the market before investing
FinancePayment Systems
@u/Background-Day-495726 days ago · 1 year after
5/10
Mixed

Investing in AI bonds

Lost money due to market shift

What I wish I knew
Checked market trends before investing
FinanceInvestment
@u/Malwarebeasts29 days ago · 1 year after
10/10
Severe

Traded on Polymarket today

Lost $800k+ due to malicious script draining wallet

What I wish I knew
Polymarket's security was compromised
FinanceSecurity
@u/imnotgonnaretire30 days ago · 10 years after
8/10
Regret

Investing in Vanguard without checking cost basis

Locked into average cost, no flexibility when withdrawing

What I wish I knew
Checked cost basis method before investing
FinanceInvesting
@u/Anoncry66about 1 month ago · 1 year after
7/10
Regret

Market is not as healthy as it seems

Ignoring market breadth led to significant losses

What I wish I knew
Understand the importance of equal-weighted vs cap-weighted correlation
FinanceMarket Analysis
@u/JackAndTheBeanStonkabout 1 month ago · months after
8/10
Regret

paying minimum

minimum payment shrinks as balance decreases, delaying payoff

What I wish I knew
paying fixed amount stops payment from shrinking
FinanceCredit Cards
@u/SirVegeta69about 1 month ago · 1 year 8 months after
6/10
Regret

Pay off credit cards after consolidation loan

Paying 3 debts, consolidation loan, 2 credit cards, and saving

What I wish I knew
Consider paying off credit cards sooner
FinanceDebt
@u/aminokabout 1 month ago · 1 year after
2/10
Settled

I started learning about Ethereum

I realized its decentralization is more complex than I thought

What I wish I knew
I should have dug deeper into node counts
FinanceBlockchain
@u/New_Contribution_226about 1 month ago · By age 18 after
2/10
Settled

Switched 529 contributions to brokerage account

Created brokerage account for added flexibility

What I wish I knew
How 529 and brokerage account growth compare
FinanceCollege Savings
@u/imacompnerdabout 1 month ago · 1 day after
10/10
Severe

Traded $10 million on Reddit ahead of earnings

Lost $5 million in one earnings report

What I wish I knew
DAU growth slowed
FinanceInvesting
@u/zionstatusabout 1 month ago · 1 year after
5/10
Mixed

Buy a new car with financing

Lost my car, needed a reliable new one

What I wish I knew
More about car market inflation
FinanceCar Purchase
@u/Puzzled-Question-156about 2 months ago · 1 year after IPO after
8/10
Regret

Spent $19B cash, promised $80B loss

Paying with convertible notes, unclear IPO benefits

What I wish I knew
How convertible notes impact early investors
FinanceInvestment
@u/Background-Day-4957about 2 months ago · December meetings after
1/10
Settled

Rate hike timing before midterm elections

I chose not to predict Fed actions

What I wish I knew
Fed motivations
FinanceFederal Reserve
@u/0a0d0s0about 2 months ago · actual price history since 2013 after
3/10
Mixed

Play a game where I retire on Bitcoin

I tested a bad strategy: selling during crashes and buying back at next high

What I wish I knew
HODLing is a better strategy
FinanceInvesting
@u/AirFrierMachineabout 2 months ago · 1 year after
5/10
Mixed

Investing in SPX with ODTEs

Lost money, then made a profit from a SPX dump

What I wish I knew
When to exit trades
FinanceInvesting
@u/NoExam2412about 2 months ago · 10 years after
8/10
Regret

My lifestyle is the same despite double income

Pet costs have skyrocketed, impacting lifestyle

What I wish I knew
Pet costs would inflate so rapidly
FinancePet Ownership
@u/Dear_Comparison97about 2 months ago · 1 year after
2/10
Settled

Cut back on entertainment and shopping

Cut expenses by canceling subscriptions, reducing dining out, and making own purchases

What I wish I knew
Tracked expenses thoroughly before making changes
FinanceBudgeting
@u/cartoonybearabout 2 months ago · 1 week after
7/10
Regret

bought groceries at mainstream store

spent $50 on groceries, had to put back cereal

What I wish I knew
budgeted more carefully
FinanceGrocery Shopping