FinanceStudent Debt
#RI-69a84041·4 months ago·
2
“Tried to refinance loans, but denied due to bad credit”
What Actually Happened
Overwhelming student debt with monthly payments over $2600, struggling to make ends meet
What I wish I knew
"To explore alternative loan options or income-based repayment plans earlier"
Advice to Someone Facing This Now
If I could tell you one thing
"Seek help from non-profit credit counseling agencies or explore income-driven repayment plans"
Regret Index
8/10
Clear regret.
The downsides outweighed what was gained.
The downsides outweighed what was gained.
Advice for Someone Facing This
Short, upvotable wisdom. The most helpful rises to the top.
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Finance Category
2,949
Finance decisions logged. Avg regret 4.9/10 across the category.
Same Outcome Band
36%
of Finance decisions land in the severe band the same as this one.
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