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financialStudent Debt
#RI-69a84041·about 2 months ago·
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Lookback: 4 years after graduation

Tried to refinance loans, but denied due to bad credit

Overwhelming student debt with monthly payments over $2600, struggling to make ends meet

What I wish I knew
"To explore alternative loan options or income-based repayment plans earlier"
If I could tell you one thing
"Seek help from non-profit credit counseling agencies or explore income-driven repayment plans"
0
8/10
Clear regret.
The downsides outweighed what was gained.
SettledMixedSevere

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financial Category
1,609
financial decisions logged. Avg regret 5.4/10 across the category.
Same Outcome Band
43%
of financial decisions land in the severe band the same as this one.