Verified Submission
FinanceDebt Consolidation
#RI-69aa802a·5 months ago·
1
Author avatar
Lookback: 1 year

“Transfer credit card balances to 0% APR card”

Transferring balances saved me $200/month in interest, but I'm still dealing with debt

What I wish I knew
"I wish I had considered consolidation options sooner"
If I could tell you one thing
"Research credit card options carefully and consider long-term consequences"
0
8/10
Clear regret.
The downsides outweighed what was gained.
SettledMixedSevere

Advice for Someone Facing This

Short, upvotable wisdom. The most helpful rises to the top.

No advice yet. Be the first to share wisdom.

Discussion

React, question, or discuss this decision.

Sign into join the discussion
Finance Category
2,949
Finance decisions logged. Avg regret 4.9/10 across the category.
Same Outcome Band
36%
of Finance decisions land in the severe band the same as this one.