FinanceStudent Loans
#RI-6af149c6·3 months ago·
1
“Switched from SAVE to IBR in October 2025”
What Actually Happened
Missed IDR recertification deadline, $43,000 interest capitalized
What I wish I knew
"About IDR recertification deadlines and potential capitalization"
Advice to Someone Facing This Now
If I could tell you one thing
"Verify IDR recertification deadlines after switching repayment plans"
Regret Index
10/10
High, persistent regret.
Has not decreased significantly with time.
Has not decreased significantly with time.
Advice for Someone Facing This
Short, upvotable wisdom. The most helpful rises to the top.
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Finance Category
2,949
Finance decisions logged. Avg regret 4.9/10 across the category.
Same Outcome Band
36%
of Finance decisions land in the severe band the same as this one.
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