financeDebt
#RI-6a6b0d99·7 months ago·
1
“Switch to RAP for lower payments”
What Actually Happened
Received 90 day notice for forbearance, worried about affordability
What I wish I knew
"Lower payments may not solve affordability issues"
Advice to Someone Facing This Now
If I could tell you one thing
"Assess affordability before switching"
Regret Index
3/10
Significant downsides.
Complicated feelings about the outcome.
Complicated feelings about the outcome.
Advice for Someone Facing This
Short, upvotable wisdom. The most helpful rises to the top.
No advice yet. Be the first to share wisdom.
finance Category
370
finance decisions logged. Avg regret 4.5/10 across the category.
Same Outcome Band
44%
of finance decisions land in the settled band the same as this one.
React, question, or discuss this decision.