Verified Submission
financeDebt
#RI-69f861a9·5 months ago·
1
Author avatar
Lookback: Unknown

Created a strict budget to pay off all my debt.

As of this morning, I am officially debt free. I sat down with myself last February (2025) and got real and honest. I created a spreadsheet with all of my debt accounts, balances, interest rates, minimum payments - pretty much every little detail. The total debt balance was around $25,500. I formed a strict budget and wanted to be debt-free before my big move, which is currently 2 weeks away.

I know what it is like to feel so buried by debt it feels like it will never go away. If you feel this

What I wish I knew
"N/A"
If I could tell you one thing
"N/A"
0
5/10
Significant downsides.
Complicated feelings about the outcome.
SettledMixedSevere

Advice for Someone Facing This

Short, upvotable wisdom. The most helpful rises to the top.

No advice yet. Be the first to share wisdom.

Discussion

React, question, or discuss this decision.

Sign into join the discussion
finance Category
373
finance decisions logged. Avg regret 4.5/10 across the category.
Same Outcome Band
25%
of finance decisions land in the mixed band the same as this one.