taxRoth IRA
#RI-6aae0f96·4 months ago·
1
“made excess Roth contribution in 2026 for 2025 tax year”
What Actually Happened
Made excess Roth contribution in 2026 for 2025 tax year, affecting both tax returns
What I wish I knew
"To check Vanguard's contribution deadlines"
Advice to Someone Facing This Now
If I could tell you one thing
"Verify contribution deadlines before making excess contributions"
Regret Index
8/10
Clear regret.
The downsides outweighed what was gained.
The downsides outweighed what was gained.
Advice for Someone Facing This
Short, upvotable wisdom. The most helpful rises to the top.
No advice yet. Be the first to share wisdom.
tax Category
4
tax decisions logged. Avg regret 3/10 across the category.
Same Outcome Band
25%
of tax decisions land in the severe band the same as this one.
React, question, or discuss this decision.