FinanceRoth IRA
#RI-6aae0f96·5 months ago·
2
“made excess Roth contribution in 2026 for 2025 tax year”
What Actually Happened
Made excess Roth contribution in 2026 for 2025 tax year, affecting both tax returns
What I wish I knew
"To check Vanguard's contribution deadlines"
Advice to Someone Facing This Now
If I could tell you one thing
"Verify contribution deadlines before making excess contributions"
Regret Index
8/10
Clear regret.
The downsides outweighed what was gained.
The downsides outweighed what was gained.
Advice for Someone Facing This
Short, upvotable wisdom. The most helpful rises to the top.
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Finance Category
2,949
Finance decisions logged. Avg regret 4.9/10 across the category.
Same Outcome Band
36%
of Finance decisions land in the severe band the same as this one.
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