financeretirement
#RI-6ac0852d·5 months ago·
1
“ran $1M/4%/60-40 retirement setup 10,000 times”
What Actually Happened
94% survived, failures were 5-9 year stretches with no stock growth and inflation outpacing bonds
What I wish I knew
"inflationary stretches are the bigger failure mode"
Advice to Someone Facing This Now
If I could tell you one thing
"consider rebalancing or adjusting bond allocation for long inflationary stretches"
Regret Index
2/10
Positive or neutral outcome.
Would make the same decision again.
Would make the same decision again.
Advice for Someone Facing This
Short, upvotable wisdom. The most helpful rises to the top.
No advice yet. Be the first to share wisdom.
finance Category
59
finance decisions logged. Avg regret 5.3/10 across the category.
Same Outcome Band
41%
of finance decisions land in the settled band the same as this one.
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