financialDebt Repayment
#RI-69f845ba·5 months ago·
1
“Repaying a 9.8% BOI education loan”
What Actually Happened
Paid 35 EMIs, still owe ₹58,33,374.65
What I wish I knew
"Compared loan options before borrowing"
Advice to Someone Facing This Now
If I could tell you one thing
"Consider tax benefits on loan repayment"
Regret Index
8/10
Clear regret.
The downsides outweighed what was gained.
The downsides outweighed what was gained.
Advice for Someone Facing This
Short, upvotable wisdom. The most helpful rises to the top.
No advice yet. Be the first to share wisdom.
financial Category
1,621
financial decisions logged. Avg regret 5.4/10 across the category.
Same Outcome Band
43%
of financial decisions land in the severe band the same as this one.
React, question, or discuss this decision.