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financialCredit
#RI-69a90c09·about 2 months ago·
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Lookback: Before buying a house

Remove or keep authorized user accounts on mom's credit cards

Being an authorized user on mom's cards helped my credit, but may lower it if removed

What I wish I knew
"Higher credit scores require longer credit history and lower utilization"
If I could tell you one thing
"Consider the trade-offs before making a decision"
0
6/10
Clear regret.
The downsides outweighed what was gained.
SettledMixedSevere

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financial Category
1,609
financial decisions logged. Avg regret 5.4/10 across the category.
Same Outcome Band
9%
of financial decisions land in the regret band the same as this one.