FinanceCredit Card Debt
#RI-69f863a9·7 months ago·
1
“I abused my credit card when I was younger.”
What Actually Happened
I ruined my credit when I was younger by abusing my credit card. It took me many years to recover and learn the importance of credit for getting a job, housing, and insurance.
What I wish I knew
"I wish I had understood the long-term importance of a good credit score."
Advice to Someone Facing This Now
If I could tell you one thing
"N/A"
Regret Index
7/10
Clear regret.
The downsides outweighed what was gained.
The downsides outweighed what was gained.
Advice for Someone Facing This
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Finance Category
2,949
Finance decisions logged. Avg regret 4.9/10 across the category.
Same Outcome Band
8%
of Finance decisions land in the regret band the same as this one.
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