Personal FinanceDebt
#RI-6a23c79b
1 day ago
1
"Paying off $9K loan while considering charge off on $18K loan"
What Actually Happened
Charge off may affect credit score and future borrowing options
What I wish I knew
"Refinancing or negotiating with lender could have been explored"
Advice to Someone Facing This Now
If I could tell you one thing
"Communicate with lenders and explore all options before charge off"
Regret Score
8/10
High, persistent regret.
Has not decreased significantly with time.
Has not decreased significantly with time.
Personal Finance Category Average
?%
of Personal Finance decisions share a similar regret distribution. (Coming soon)
Impact
-
Financial and Psychosocial impact distributions for this subset.
Advice for Someone Facing This
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