FinanceCredit Score
#RI-6a7aa7fa·7 months ago·
1
“Used CCs to pay through college”
What Actually Happened
Delinquent CC accounts damaged credit
What I wish I knew
"Avoided using CCs for college"
Advice to Someone Facing This Now
If I could tell you one thing
"Pay off CC balances in full"
Regret Index
8/10
Clear regret.
The downsides outweighed what was gained.
The downsides outweighed what was gained.
Advice for Someone Facing This
Short, upvotable wisdom. The most helpful rises to the top.
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Finance Category
2,949
Finance decisions logged. Avg regret 4.9/10 across the category.
Same Outcome Band
36%
of Finance decisions land in the severe band the same as this one.
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