FinancialCredit Card Debt
#RI-6a7aa7d6·5 months ago·
1
“Paying $600 monthly towards $9k cc debt at 22% APR”
What Actually Happened
Got into $9k cc debt due to budgeting issues and unexpected expenses
What I wish I knew
"About balance transfers and their potential impact on credit"
Advice to Someone Facing This Now
If I could tell you one thing
"Consider balance transfers but weigh potential drawbacks"
Regret Index
5/10
Significant downsides.
Complicated feelings about the outcome.
Complicated feelings about the outcome.
Advice for Someone Facing This
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Financial Category
124
Financial decisions logged. Avg regret 5.7/10 across the category.
Same Outcome Band
13%
of Financial decisions land in the mixed band the same as this one.
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