FinanceStudent Loans vs. HYSA
#RI-6a0e949c·8 months ago·
1
“Pay off student loans or HYSA with winnings”
What Actually Happened
I paid off my student loans, freeing up $327/month for savings and investments
What I wish I knew
"To consider tax implications and long-term interest rates"
Advice to Someone Facing This Now
If I could tell you one thing
"Weigh the benefits of paying off high-interest debt vs. earning interest on a HYSA"
Regret Index
6/10
Clear regret.
The downsides outweighed what was gained.
The downsides outweighed what was gained.
Advice for Someone Facing This
Short, upvotable wisdom. The most helpful rises to the top.
No advice yet. Be the first to share wisdom.
Finance Category
2,949
Finance decisions logged. Avg regret 4.9/10 across the category.
Same Outcome Band
8%
of Finance decisions land in the regret band the same as this one.
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