financeDebt
#RI-6a0e9c61·6 months ago·
1
“Finally, Debt Free”
What Actually Happened
Long time lurker of this sub. Due to external factors 1.5 years ago; I made horrible financial decisions. Racked up more credit card debt than I can think of. I still managed to make minimum payments to avoid late payments.
My credit score dropped to low 500’s. I was disgusted with myself.
As of a few hours ago, I made my final credit card payment and I’m debt free. My credit score is estimated to shoot up to 790 after this. And I’m just happy to be saving money for myself now.
I hope this
What I wish I knew
"N/A"
Advice to Someone Facing This Now
If I could tell you one thing
"N/A"
Regret Index
5/10
Significant downsides.
Complicated feelings about the outcome.
Complicated feelings about the outcome.
Advice for Someone Facing This
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finance Category
370
finance decisions logged. Avg regret 4.5/10 across the category.
Same Outcome Band
25%
of finance decisions land in the mixed band the same as this one.
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