“paid off $8.5k of credit card debt and increased income to $105k”

Item: paid off $8.5k of credit card debt and increased income to $105k
Rating: 8
Author: u/kufi_schmackah

What Actually Happened

Paid off $8.5k of credit card debt and increased income to $105k, improved credit score to 650

What I wish I knew

"Started with more savings and emergency fund"

Advice to Someone Facing This Now

If I could tell you one thing

"Create a budget and prioritize debt repayment"

Regret Index

2/10

Positive or neutral outcome.
Would make the same decision again.

SettledMixedSevere

Advice for Someone Facing This

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Discussion

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financial Category

1,609

financial decisions logged. Avg regret 5.4/10 across the category.

Same Outcome Band

35%

of financial decisions land in the settled band the same as this one.