mortgagePayoff
#RI-69a82b9f·about 2 months ago·
1
“Mortgage servicer changed unexpectedly”
What Actually Happened
Mortgage servicer refused to accept payoff until later date, causing potential loss of sale and thousands in extra costs
What I wish I knew
"Ask for payoff instructions without amount to avoid delays"
Advice to Someone Facing This Now
If I could tell you one thing
"Request payoff instructions from mortgage servicer and consider filing a CFPB complaint if refused"
Regret Index
8/10
Clear regret.
The downsides outweighed what was gained.
The downsides outweighed what was gained.
Advice for Someone Facing This
Short, upvotable wisdom. The most helpful rises to the top.
No advice yet. Be the first to share wisdom.
mortgage Category
1
mortgage decisions logged. Avg regret 8/10 across the category.
Same Outcome Band
100%
of mortgage decisions land in the severe band the same as this one.
React, question, or discuss this decision.