financial401k
#RI-69ba7083·3 months ago·
1
“Maxed 401k contributions despite ADP/ACP issues”
What Actually Happened
Received two refunds for nearly half of my contributions, $12k total
What I wish I knew
"Understood ADP/ACP rules and their impact on refunds"
Advice to Someone Facing This Now
If I could tell you one thing
"Consider reducing contributions or exploring alternative investments"
Regret Index
2/10
Positive or neutral outcome.
Would make the same decision again.
Would make the same decision again.
Advice for Someone Facing This
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financial Category
1,609
financial decisions logged. Avg regret 5.4/10 across the category.
Same Outcome Band
35%
of financial decisions land in the settled band the same as this one.
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