“Paid off most debts, unsure about credit cards”

Item: Paid off most debts, unsure about credit cards
Rating: 6
Author: u/idratheraskyou

What Actually Happened

Paid off house, student loan, and credit cards, but still have 2 credit cards

What I wish I knew

"To save more before paying off remaining debt"

Advice to Someone Facing This Now

If I could tell you one thing

"Consider saving before paying off debt"

Regret Index

4/10

Significant downsides.
Complicated feelings about the outcome.

SettledMixedSevere

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Discussion

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Finance Category

2,949

Finance decisions logged. Avg regret 4.9/10 across the category.

Same Outcome Band

15%

of Finance decisions land in the mixed band the same as this one.