Lifestyleloan payments
#RI-69a90f14·4 months ago·
1
“Making extra principal-only payments”
What Actually Happened
Extra payments applied to both principal and interest, not reducing balance as expected
What I wish I knew
"Extra payments should be applied to principal only by default"
Advice to Someone Facing This Now
If I could tell you one thing
"Double-check payment application before making extra payments"
Regret Index
8/10
Clear regret.
The downsides outweighed what was gained.
The downsides outweighed what was gained.
Advice for Someone Facing This
Short, upvotable wisdom. The most helpful rises to the top.
No advice yet. Be the first to share wisdom.
Lifestyle Category
2,331
Lifestyle decisions logged. Avg regret 5.3/10 across the category.
Same Outcome Band
44%
of Lifestyle decisions land in the severe band the same as this one.
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