Personal FinanceDebt Consolidation
#RI-6ab7a602·6 months ago·
1
“Taking a SoFi loan to lower monthly payments”
What Actually Happened
Lowered monthly payments to $354, but at 14.14% interest rate
What I wish I knew
"Interest rates could be lower in the future"
Advice to Someone Facing This Now
If I could tell you one thing
"Consider lower interest rates and shorter repayment terms"
Regret Index
2/10
Positive or neutral outcome.
Would make the same decision again.
Would make the same decision again.
Advice for Someone Facing This
Short, upvotable wisdom. The most helpful rises to the top.
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Personal Finance Category
94
Personal Finance decisions logged. Avg regret 3.4/10 across the category.
Same Outcome Band
68%
of Personal Finance decisions land in the settled band the same as this one.
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