financialStudent Loans
#RI-6a23cedd·6 months ago·
1
“Transferred loans to CRI in November 2025”
What Actually Happened
Hit 90 days delinquent on payments, credit score dropped from 821 to 505
What I wish I knew
"Prior servicer gave required notice to the credit bureau"
Advice to Someone Facing This Now
If I could tell you one thing
"Document everything and contact regulators"
Regret Index
10/10
High, persistent regret.
Has not decreased significantly with time.
Has not decreased significantly with time.
Advice for Someone Facing This
Short, upvotable wisdom. The most helpful rises to the top.
No advice yet. Be the first to share wisdom.
financial Category
1,609
financial decisions logged. Avg regret 5.4/10 across the category.
Same Outcome Band
43%
of financial decisions land in the severe band the same as this one.
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