FinanceInvesting
#RI-6ae17b5c·30 days ago·
1
“Investing in Vanguard without checking cost basis”
What Actually Happened
Locked into average cost, no flexibility when withdrawing
What I wish I knew
"Checked cost basis method before investing"
Advice to Someone Facing This Now
If I could tell you one thing
"Explicitly set cost basis method to MinTax or SpecID"
Regret Index
8/10
Clear regret.
The downsides outweighed what was gained.
The downsides outweighed what was gained.
Advice for Someone Facing This
Short, upvotable wisdom. The most helpful rises to the top.
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Finance Category
2,949
Finance decisions logged. Avg regret 4.9/10 across the category.
Same Outcome Band
36%
of Finance decisions land in the severe band the same as this one.
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