“Choosing between HDHP with HSA and no deductible health plan”

Item: Choosing between HDHP with HSA and no deductible health plan
Rating: 4
Author: u/Acceptable_Offer_387

What Actually Happened

I may pay more for medical expenses with no deductible plan but have more predictable costs

What I wish I knew

"Tax savings from HSA may not be enough to offset medical expenses"

Advice to Someone Facing This Now

If I could tell you one thing

"Consider provider limitations when choosing no deductible plan"

Regret Index

6/10

Clear regret.
The downsides outweighed what was gained.

SettledMixedSevere

Advice for Someone Facing This

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Discussion

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Healthcare Category

Healthcare decisions logged. Avg regret 6.9/10 across the category.

Same Outcome Band

13%

of Healthcare decisions land in the regret band the same as this one.